[kabaret]

eustache if the institution you are working for match your contribution it ok but if not you are better of having a mutual funds .in a mutual fund you could get up to 12% return on your money. you still could get more money out of a mutual than a 401k . invest wisely while we are young .there isn't any risk in a 401k but your take a long time to double check out the rule of 72 post